Minding My Business – Budgeting, Building Credit, Positioning Yourself Financially

Your Passport to Financial Empowerment and More!

Financial Wisdom

Imagine breaking free from the chains of financial stress and waving goodbye to those tricky lenders. Minding My Business isn’t just a business; it’s a movement, fueled by the unwavering spirit of Newark, New Jersey.

A Feast for the Senses!

Get ready to unleash your inner culinary genius with our Chef on Demand workshops! Whether you’re a kitchen pro or a novice, our culinary experts will guide you through a flavorful journey. We cater to all tastes and skill levels.

Mixology Magic

Prepare for a flavor-packed adventure with our mixology maestros! Imagine becoming the life of every party, impressing your friends with daring and delightful cocktails. From timeless classics to inventive creations.

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Budgeting

Financial
Planning

Investing
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Financial Motivating Merchandise

Personal Budgeting

Budgeting is the process of creating a plan to spend your money. This spending plan is called a budget. Creating this spending plan allows you to determine in advance whether you will have enough money to do the things you need to do or would like to do.

Budgeting is simply balancing your expenses with your income. If they don’t balance and you spend more than you make, you will have a problem. Many people don’t realize that they spend more than they earn and slowly sink deeper into debt every year.

Debt Reduction Solutions

Americans have $1.04 trillion in outstanding credit card debt, also known as revolving debt, according to 2019 data from the Federal Reserve. Before you can start figuring out how to reduce debt, it’s important to know where you stand.
Collect all of your financial documents and print out your free annual credit reports. You can check your credit score for free on Credit.com to see exactly where you stand. Knowing which accounts are dragging your credit score down via their report card may help you prioritize your debt payments.

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Annual Percentage Rate

Asset

Bankruptcy

Budget

Comparison Shopping

Credit

Credit Report

Credit Score

Spilling Black Tea

Spilling Black Tea Blog is the freshest buzz on the block, and we’re here to shake things up! Nestled in the heart of the Minding My Business Website, this is where dreams get a kickstart. We’re on a mission to fire up your future. Dive into online financial education that’ll make you the boss of your money. Explore the vibrant tapestry of the African American culture, because let’s face it, we are layered. You will discover the art of culinary magic, sip on mixology marvels created by your hands, and indulge in scrumptious treats. Oh, and don’t forget the treasure trove of online courses and cultural gems. So, come on in the door is always open and the tea is always hot! This is where life transforms into an epic adventure!